Credit Union SA understands how hard it can be for first home buyers to get into the property market.
That’s why their friendly South Australian-based team is here to help you to get your foot in the door (quite literally!). And what better way to start than with Credit Union SA’s competitive home loan rates and their $5000 First Home Buyers Grant*.
Ellie-May longed to buy her own home, so at the age of 22 decided to put her dream into action. Feeling uncertain about where to start, Ellie-May met with Credit Union SA’s Home Loan Expert, Michelle. With Michelle’s reassuring guidance, Ellie-May established a savings plan that allowed her to reach her goal of saving for a deposit sooner.
Michelle regularly checked in while Ellie-May was saving for a deposit. She also helped Ellie-May when she was searching for a home to purchase, and provided great support and access to many valuable tools like free property reports, which can teach you about house values in different suburbs and provide key insights on recent property sales. Credit Union SA also offers the brilliant First Home Buyer’s Guide, which covers all the information you need in a simple easy-to-follow way, and
FREE First Home Buyers Seminars, how cool is that?!
Michelle was able to determine how much Ellie-May could borrow and explain all of the various home loan options available so she could choose with confidence the loan that was right for her. Throughout the process Michelle visited Ellie-May at her workplace for a coffee just to keep in touch and help her along the way.
In addition to Credit Union SA’s competitive home loan rates, Ellie-May was able to take advantage of their $5000 First Home Buyers Grant*. Through this grant, Credit Union SA has given nearly $2 million to South Australian first home buyers just like Ellie-May, who has now realised her dream of having a place to call her very own!
Buying your first home doesn’t need to be a daunting experience. A Home Loan Expert from Credit Union SA can be there for you every step of the way, helping you to reach your goal of buying your first home sooner.
*Lending criteria, fees and conditions apply. Offer is current as at 23/04/2018 and is subject to change. Minimum loan $250,000 to purchase or build a first home with a loan to value ratio over 80%. All loans that are eligible for the First Home Buyers Grant will be subject to pay Lenders’ Mortgage Insurance. To be eligible, applicants must not have previously owned residential property in Australia. Available to natural persons only (i.e. not a trustee or a company).
This is general advice only and has been prepared without taking into account your particular objectives, financial situation and needs. Before making an investment decision based on this information, you should assess your own circumstances or consult a financial planner.
Credit Union SA Ltd ABN 36 087 651 232, AFSL/Australian Credit License 241066, 400 King William Street, Adelaide SA 5000.