CREDIT UNION SA HELPED KATE TO REACH HER GOAL OF BUYING A HOME THAT SHE LOVES. SEE HOW THEY CAN DO THE SAME FOR YOU.
Finding a home can be hard enough, so Credit Union SA goes that little bit further to make you feel as comfortable as possible. From savvy saving tips to great home loan choices, they helped Kate to reach her goal. Their friendly and expert lending team can do the same for you.
After selling her first house that she co-owned, Kate was looking to purchase a new home for herself – one that she could potentially own for the rest of her life.
Thanks to excellent guidance and support from Credit Union SA, and her own ingenuity, Kate was able to realise her dream.
Kate increased her deposit by making some clever changes, including living with her parents and housesitting for friends, reviewing regular expenses such as health and car insurance, and making small lifestyle changes.
Credit Union SA also recommends creating and sticking to a budget, investigating ways of paying off existing debts (such as credit cards and personal loans), and cutting out any unnecessary expenses (think bottled water and unused memberships or subscriptions).
It’s important to still enjoy yourself while you watch your savings grow. Leaving room in your budget for trips to the movies or brunch with friends can help you to build and maintain momentum, which is an important element in achieving a savings goal.
When you are ready to buy, Credit Union SA’s lending team will help you to select a home loan that is ideal for you. Choose between their variable rate, fixed rate or a mix of both.
For a home loan that makes you feel at home, check out Credit Union SA’s 3.19% PA1 Variable Home Loan Package, 3.60% PA2 Comparison Rate.
Are you looking to move to a home loan that is a comfier fit for you? For a limited time, Credit Union SA is offering a Home Loan Refinance Cashback* from $2,500.
To find out more or to talk to someone from Credit Union SA at a time and place that is comfortable for you, give their lending team a call on 8202 7777.
1 This offer is available on new, owner-occupied loans with minimum new borrowings of $150,000 and is subject to an annual package fee of $395. This offer is current as at 2/9/2019 and may be withdrawn or altered at any time without notice. Conditions, fees and lending criteria apply and are available on request. Bridging loans are not eligible for this offer. 2 Comparison rate is based on a $150,000 secured loan for 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Available on any owner occupied or investment refinance from another financial institution, where the minimum loan amount is $250,000 and the loan to value ratio is 80% or less. Funds available at settlement. Limit of one cashback per household. Offer valid as at 2/9/19, subject to change and may be withdrawn at any time. Lending criteria, fees and conditions apply and are available upon request.